What We Do

We are an independent firm of Chartered Surveyors, Estate Agents, Valuers and Auctioneers situated within South West Wales with high profile strategically located offices in Cardigan, Fishguard, Haverfordwest and Narberth offering a wide range of services throughout Pembrokeshire, West Carmarthenshire and South Ceredigion. We have expert knowledge of our area and offer a professional service with friendly staff in the following fields:

Estate Agency

Professional Services

Chattel Auctions

Regular sales of antiques, general household furniture and miscellany at various locations within the area.

Livestock Marketing


D.A. Thomas, F.N.A.E.A. (Fishguard)
J.C.E. Nicholas, M.R.I.C.S. (Haverfordwest)


M.R. Evans, F.R.I.C.S., F.A.A.V. (Cardigan)
J.R. Davies, M.R.I.C.S., F.A.A.V. (Cardigan)

Basic Payment Scheme Entitlements

For sales and general advice on all aspects of entitlements contact our Cardigan office. If you have any entitlements to sell or wish to purchase please contact Dyfan Davies 01239 612 343 or

Agricultural Mortgage Corporation (AMC)

JJ. Morris are proud to be approved local agents for the AMC which specialise in providing finance for the agricultural industry and any other land based commercial business.We are proud to work with The Agricultural Mortgage Corporation (AMC) the leading supplier of long-term funding for the agricultural sector.

The Agricultural Mortgage Corporation (AMC) has been providing medium to long term finance solutions to farmers and rural businesses since 1928. They remain the leading specialists in the rural sector, lending to all types and sizes of farms, landed estates and rural businesses.

As the leading AMC Agents within our region and with a team who have nearly 100 years combined experience between them, we have helped our clients find tailored and competitive agricultural loans. We can discuss your financial needs and help push your business further.

Contact John Nicholas MRICS 01834 860 260 for more information.

Standard Loans*

Standard AMC Loans can support a range of business purposes including:

  • Buying land, new buildings and fixed equipment.
  • Restructuring borrowing or paying out a retiring partner,
  • Building improvements, purchasing machinery and diversification.
  • You can borrow from £25,001 upwards.
  • Flexible terms can be tailored to your business needs, with terms from 5 to 30 years.
  • Fixed or variable rate or a combination or both.
  • Repayment or interest only instalments.
  • Loans secured against agricultural land, buildings and dwellings. (Maximum of 60% Loan to Value).

Rural Business Loans*

Rural Business Loans can support a range of rural business purposes including:

  • Fishing lakes, activity centres, commercial shoots and game rearing.
  • Equestrian.
  • Tourist activities and farm shops.
  • You can borrow from £25,001 upwards.
  • Terms of 5 to 30 years are available, (subject to being repaid before the age of 75).
  • Fixed or variable rates or a combination of both.
  • Loans secured against agricultural land, buildings and dwellings, (maximum of 60% Loan to Value).

How can JJ Morris help?

For further information or to discuss the options of borrowing from AMC and how they could assist you or like to discuss an application, please feel free to contact:

Malgwyn Evans FRICS FAAV, Roger Davies MRICS FAAV 01239 612 343 or John Nicholas MRICS 01834 860 260.

Complete discretion is guaranteed.

* AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001. To meet customer requirements lending criteria will vary. lending is subject to status.

Contact Us



5 High Street, Cardigan, Ceredigion SA43 1HJ

Open Hours:
Weekdays: 9am – 5pm
Saturdays: 9am – 12am

Tel: (01239) 612343
Fax: (01239) 615237




21 West Street, Fishguard, Pembrokeshire SA65 9AL

Open Hours:
Weekdays: 9am – 5pm
Saturdays: 9am – 12am

Tel: (01348) 873836
Fax: (01348) 874166




4 Picton Place, Haverfordwest, Pembrokeshire SA61 2LX

Open Hours: Currently by Appointment

Tel: (01437) 760440
Fax: (01437) 760755




Hill House, High Street, Narberth, Pembrokeshire SA67 7AR

Open Hours:
Weekdays: 9am – 5pm
Saturdays: 9am – 12am

Tel: (01834) 860260
Fax: (01834) 869190


Cardigan Livestock Market


Station Road, Cardigan, Ceredigion SA43 3AD

Tel: (01239) 613228
Fax: (01239) 613872

Whitland Livestock Market


West Street, Whitland, Carmarthenshire SA34 0AE

Tel: (01994) 240665
Fax: (01994) 240766

Crymych Livestock Market


Parc Gwynfryn, Crymych Pembrokeshire SA41 3QR
Tel: (01239) 831845